consistency is the answer

It is believed that to create a new habit one needs to perform the activity for the next 60 days. If we succeed in doing this then we would have formed a pretty good habit.

Nowdays YouTube is a great way where people interact with their viewers and i see many videos where they show before and after view of say doing 100 burpees a day for 30 days. Now they may not be able to start with a 100 burpees a day but they continue to push ahead.  The difference is remarkable.

So is the case for financial planning.. building a habit.. being consistent.  

So if you think about saving 100 rs additional a day... what do you think you would have collected over a month... 3000 rs.. over 3 months 9000 and over a year 36000. Money saved and invested in a 9% yield per annum will make this 1 yr of 36k into 72k Rs in 8 yrs.

So... an additional 100 Rs a day consistent saving can give you 36k in a year. 

The point is consistently saving an additional 100 Rs a day.

There are many ways to do this..but it's about changing behaviours.. your behaviour. 

Use less petrol.. walk more than taking out your car

Don't eat outside every weekend... 

Smoke three cigarette less..

Etc etc

Or you could do a project which gets you 100 rs of additional income per day..

Attack both sides... revenue stream and cost stream. 

Be consistent... and you will see exponential results...

That's simplefinancialsense