Lots of advertisements on retirement solutions now on the TV. I just saw one from birla sunlife and one from hdfc.
These become a lot more frequent when march approaches - because of tax planning.
Most retirement plans are very very conservative. I actually bought a birla platinum plus series 3 ulip almost 5 years back and am still waiting for my money to break even.
When you invest look for who the fund manager is and look for his credentials.
Understand the risks that the fund takes or doesn't take and then understand what money you will or will not make.
When you see the returns - understand that you will need a lot more than what you are expecting as of today. Use the time calculator on this blog to find out what you will really need.
Take care... happy investing
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