It is the new age of digital money and one good way is to use credit cards.. As long as you can pay them off on time ( don't go overboard and not pay the full monthly amounts.. you could have to pay 30+% interest rates!)
There are lots of good credit cards out in the market and sometimes it begs the question as to wish one to choose.
To me it's quite simple.. the one that gets you the max benefits and the person who defines what the benefits should be is you... you need to choose what matters to you most and then correspondingly choose the card .
As I have been searching for some good cards over the last few months, I came across quite a few that raised my eyebrows.. from kotak to icici bank ... all had different qualities of credit cards..
Co branded cards , cards that give you free movie tickets, free fuel ( by converting the rewards points ) or cards that just give you reward points, cards that get you one free visit to the airport lounge once a quarter or some that get you unlimited visits to the lounges- there are so many choices .
Choose the one that gets you the best rewards AND Ensure you pay them off in time .. because the best rewards come with the highest cost of interests also ,
Go to your bank website and choose the card that you desire . It is the new age of digital...
It's simplefinancialsense!
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